When hiring a professional drone shooting company in Stockholm, clients should expect comprehensive insurance and liability coverage to protect both parties. Here's what you should look for:
1. General Liability Insurance
This is the foundation of any drone shooting company's insurance coverage. It typically covers:
- Third-party bodily injury
- Property damage
- Personal injury (such as privacy violations)
2. Professional Indemnity Insurance
Also known as Errors and Omissions (E&O) insurance, this covers:
- Negligence claims
- Copyright infringement
- Breach of contract
3. Drone-Specific Insurance
In Sweden, drone operators must have specific insurance as per EU Regulation 785/2004. This includes:
- Hull insurance (covers damage to the drone itself)
- Third-party liability insurance (minimum coverage of 750,000 SDR, approximately 9 million SEK)
4. Equipment Insurance
This covers the drone and associated equipment against theft, damage, or loss.
5. Cyber Liability Insurance
As drone operations often involve data collection and storage, this insurance protects against data breaches and cyber-attacks.
When hiring a drone shooting company in Stockholm, always ask for proof of insurance and ensure it meets these standards. Reputable companies should be transparent about their coverage and happy to provide documentation.
According to the Swedish Transport Agency (Transportstyrelsen), as of 2023, all drone operators in Sweden must be registered and follow EU regulations. This includes maintaining proper insurance coverage.
Remember, while insurance is crucial, it's equally important to hire a company with a strong safety record and compliance with local regulations. In Stockholm, drone operators must adhere to specific flight restrictions, especially around Bromma and Arlanda airports, as well as over certain parts of the city center.
Insurance Type | Coverage |
General Liability | Third-party injuries, property damage |
Professional Indemnity | Negligence, copyright issues |
Drone-Specific | Hull damage, EU-mandated liability |
Equipment | Theft, damage to gear |
Cyber Liability | Data breaches, cyber-attacks |
By ensuring your chosen drone shooting company in Stockholm has comprehensive insurance coverage, you can proceed with your project with peace of mind, knowing that both your interests and the public are protected.